From 1 November 2025, the Australian Government will replace the current Home Care Package Program with the Support at Home Program. One of the biggest changes is how income-tested fees will be calculated and applied. Here’s what you need to know and how it could affect older Australians and their families.
What Are Income-Tested Fees?
Income-tested fees are contributions some people receiving aged care services must pay towards the cost of their care. These fees are based on your income (and in some cases, assets) as assessed by Services Australia. They are separate from the basic daily fee and help cover the cost of your services.

Key Changes Under the Support at Home Program
- Services Australia Will Tell You Your Rate
- After the program begins, Services Australia will send you a letter with your personal contribution rate.
- You can wait to receive this before signing your new service agreement, and your services won’t stop in the meantime.
2. New Individualised Budgets
- Once your contribution rate is confirmed, your provider will prepare an updated budget showing exactly what you’ll pay for each service.
3. Clearer Contributions Framework
- Contributions will apply per unit of service.
- Providers must explain this framework to you.
- You can also try the government’s online fee estimator here: My Aged Care Estimator.
4. Hardship Assistance Will Be Available
- If you can’t afford your contributions, you may apply for hardship assistance through Services Australia.

No Surprise Fee Hikes
Your provider cannot charge new or higher fees unless you agree to them in your service agreement. This rule is designed to give you transparency and control.
Where to Get Help
If you’re worried or need advice:
- Speak directly to your aged care provider.
- Contact the Older Persons Advocacy Network (OPAN) for free, confidential advice on 1800 700 600 or visit www.opan.org.au.
- Use the My Aged Care estimator to preview potential costs before your official contribution rate arrives.
Bottom Line
The Support at Home Program is designed to make aged care funding clearer and fairer. By understanding the changes to income-tested fees now, you can prepare for the transition on 1 November 2025.
